Cradiac XC 90: Is This the Best Budget MTB Under 15,000 in India?

If you’re looking for a budget-friendly mountain bike with branded Shimano components, dual disc brakes, and aggressive styling, the Cradiac XC 90 might just catch your attention. But is it really worth the hype—or just another eye-catching budget cycle with average performance?

In this detailed Cradiac XC 90 review, we go beyond the spec sheet. We explore real ride experience, break down each major component, and give you a genuine look at both pros and cons—so you can decide if the XC 90 is the right MTB for your trails or daily rides.

Cradiac XC 90 Key Specifications

Here’s a quick video overview of the Cradiac XC 90 showing build, and features

Rider Experience: How the Cradiac XC 90 Performs on the Road & Trails

We took the Cradiac XC 90 on a mix of urban roads, gravel trails, and light forest paths. Here’s how each component performed under real conditions:

1. Frame & Design

The 18.5-inch hi-tensile steel frame provides a solid build, and the geometry suits riders between 5’3″ to 5’8″. While steel adds weight, it also offers strength for light off-roading.

✅ Looks rugged and muscular with red/black paintwork.
❌ A bit heavy compared to aluminium frames.

2. Handlebar

The 680mm curved handlebar offers decent width for better control. The upright posture ensures shoulder comfort during long rides, but aggressive riders may find it less sporty.

✅ Comfortable for casual and trail rides.
❌ Grip quality could be better.

3. Suspension

The 80mm travel suspension fork smooths out potholes and gravel with ease. It’s not air-sprung, so don’t expect pro-level dampening, but it does the job for beginner trails and city shocks.

✅ Great for moderate bumps and light trails.
❌ No lockout feature.

4. Brakes

The 160mm dual disc brakes offer reliable stopping power—even in wet conditions. Brake modulation is decent, and it doesn’t feel jerky.

✅ Strong and responsive for the price.
❌ Brake levers feel slightly plasticky.

5. Gear System

Equipped with a 21-speed Shimano setup, including EF41 shifters, TY300/TZ500 front derailleur, and TY300 rear derailleur, shifting is reasonably smooth. Ideal for city inclines and casual off-road climbs.

✅ Shimano gears are a huge plus at this price point.
❌ Slight chain noise on rapid shifting.

6. Rims & Tires

The double wall alloy rims give strength without adding weight. Tires offer decent grip, especially on semi-urban terrain and dry trails. However, they struggle a bit on wet rocks or deep mud.

✅ Durable rims handle rough patches well.
❌ Tires could use deeper tread for serious trails.

7. Comfort & Ergonomics

The Ergo PU saddle with quick release is surprisingly comfortable for 20-30 km rides. Pedals are plastic, but grippy enough for casual use.

✅ Ergonomic seating and height adjustability are on point.
❌ Pedals may need upgrading for heavy trail use.

Model Variations & Colors – Cradiac XC 90

The Cradiac XC 90 is available in two main gear variants:

Cradiac XC 90 – 7-Speed
A simpler variant with fewer gears—great for beginners or casual city riders
More affordable, with similar build and design aesthetics

Cradiac XC 90 – 21-Speed
Equipped with Shimano Tourney derailleurs and dual disc brakes
Ideal for riders who want smoother gear transitions and better control on slopes

Color Options

Both variants currently come in a Red + Black color combination, giving the cycle a bold, sporty look that’s hard to miss on the road or trail.

Price & Buying Options

The MRP of the Cradiac XC 90 – 21-Speed is Rs 13,499, but prices may vary slightly across platforms. It’s available via:

• Amazon India
• Flipkart
• Official Cradiac Website
• Local Cycle Stores (check for offline discounts or free servicing)

Pros and Cons: Honest Verdict

Who Should Buy the Cradiac XC 90?

The Cradiac XC 90 is ideal for:

• Beginner MTB riders
• Students & commuters looking for a rugged daily-use bike
• Cyclists who want gears and disc brakes on a budget
• Fitness enthusiasts who want weekend off-road adventure without breaking the bank

Final Verdict

The Cradiac XC 90 punches well above its weight. For a sub- Rs 14,000 cycle, it delivers a surprisingly solid mix of gearing, braking, comfort, and design. While it’s not suited for extreme downhill or pro-level MTB riding, it’s an excellent all-rounder for Indian roads and entry-level trails.

If you’re a beginner or recreational rider looking for a value-packed MTB, the XC 90 is definitely worth considering.

Frequently Asked Questions (FAQs)

Q1: Is the Cradiac XC 90 good for off-road riding?
➡️ Yes, it handles mild off-road trails well thanks to front suspension and double-wall alloy rims.

Q2: What is the rider height suitability for Cradiac XC 90?
➡️ Best for riders between 5’3” to 5’8”.

Q3: Can I upgrade parts like the saddle or pedals of Cradiac XC 90?
➡️ Absolutely. You can swap out the saddle, pedals, or even the tires as per your need.

Q4: Is the Cradiac XC 90 good for long rides or commuting?
➡️ Yes, it’s a solid choice for daily commutes and weekend trail rides. The front suspension and 21-speed Shimano gears make it versatile for city roads and light off-roading.

Q5: What’s the weight of Cradiac XC 90?
➡️ The Cradiac XC 90 weighs approximately 18–19 kg, which is fairly standard for a steel-frame mountain bike in this price segment.